Insights on markets, emergent trends, history, innovation, risk management, global economics, strategy, policy, and other topics that catch our attention. Inspired by ongoing research, conversations and events. Written and edited by Osbon Capital Management and published every Thursday morning.

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2024 will bring more positive novel surprises. New years always do. In 2023, it was the dramatic acceleration in AI, which touches nearly every industry, and the early stages of an answer to the obesity epidemic with GLP-1s. Here is a list of what’s on our minds going into 2024.

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How Big Is The ETF World?

More than $2.3 trillion is invested in index exchange traded funds. Where is it? How is it allocated worldwide? Our own local State Street Global Advisors publishes a fascinating monthly report that tells all.  Global ETF Allocation: By Asset Class: Largest Providers: The Big Three It’s early days Yes, $2.3 trillion is a lot of money. But it’s only a…

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Are The Rich Smarter?

If you had more money to invest, would you get better investment results?  It’s tempting to think so, and you might be intrigued about the research on exactly that question.  3 top professors did the study, and here’s what they found. Steady there, Eddie… Let’s jump to the study’s conclusion.  No, the rich are not smarter investors.  They make the…

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The Art of Battling Giants

What’s it like starting from zero and operating a small investment boutique, competing against the giants of Wall Street?  Challenging yes, but far from impossible. As Malcom Gladwell describes in David and Goliath, a guidebook for newcomers, underdogs and entrepreneurs, there are real advantages in being small. Gladwell’s David and Goliath “uncovers the hidden rules that shape the balance between the…

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Wall Street gets a bad rap

It’s easy to blame the monolithic brands of Wall Street for selling us products poorly suited to our needs, or charging fees that empty our pockets to fill their own. It’s easy to blame them for enticing us with hot stock tips, slick hedge funds, exclusive private equity issues, and once-in-a-lifetime IPOs, none of which may be right for us….

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The long, high road for US stocks

How far for how long? It’s been a great year for US stocks, with indexes broadly up 25 percent or more. As the Dow hovers around 16,000, some pundits proclaim “it can’t go up any farther” or “sell everything now!” Are they right?  Let’s take a fact-based look. The long, high road We all know that US stocks have gone…

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Inflation. Is it CPI or MyPI?

It’s easy to think of inflation as financial weather – something we must endure and can’t control. While it’s true we can’t control the prices that grocers, automakers and landlords charge, we can, and should, control what we spend. We’re all familiar with the Consumer Price Index, or CPI. It tracks the cost of groceries, rent, utilities and other goods…

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Bitcoin… There, I said it.

Bitcoin: a currency wrapped in a riddle We don’t expect interest in Bitcoin to wane anytime soon. With a future price that could go to $20,000 or $0, it’s the ultimate speculative vehicle. It might even be the perfect holiday gift for the person who has everything and might be happy with a little bit of nothing. Any discussion of…

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Look out. Here come the individuals.

This week’s article is written by guest author, Steve Mott. Steve is a long time editor for Osbon on the Money. Individual investors are pouring money into the stock market again.  It’s been a long wait.  Many bailed out during the financial crisis at its worst, and have been waiting for it to be “safe” to invest again. Now with…

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The People of Plenty

The People of Plenty Is there anything more delicious than snooping on the financial lives of the super-rich?  You can do it by looking here at the aggregate tax returns of the 400 top earners in the United States, sometimes called the Fortunate 400. It’s an interesting glimpse into a world few can ever experience firsthand. Average annual income of…

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