Insights on markets, emergent trends, history, innovation, risk management, global economics, strategy, policy, and other topics that catch our attention. Inspired by ongoing research, conversations and events. Written and edited by Osbon Capital Management and published every Thursday morning.
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2024 will bring more positive novel surprises. New years always do. In 2023, it was the dramatic acceleration in AI, which touches nearly every industry, and the early stages of an answer to the obesity epidemic with GLP-1s. Here is a list of what’s on our minds going into 2024.
Your End of Year Checklist
It’s a great feeling to hit the ground running when the new year begins. If that means starting a new exercise regimen or diet, January 1 is the perfect day to begin. For financial fitness, it’s important to get things in order before the New Year rings in, especially anything related to 2015 taxes. Are you ready for the New…
Six Myths And Realities From The Fidelity Team
Last week I had the opportunity to spend the day with Fidelity’s top investment research minds at its portfolio construction day. Today I’ll share six major myths presented at this session. This is an article heavy in details, proceed only if you’re interested a deep dive into the mechanics of portfolio design. Myth #1: Time Horizon Doesn’t Matter When Creating The Best…
Warren Buffett’s Serving Of Optimism For Thanksgiving
“How can you not be optimistic?” Straight from the Omaha Oracle himself. This Thanksgiving we wanted to take the opportunity to practice gratitude and optimism by sharing our favorite bits from Warren Buffet’s recent interview on his view of optimism. Massive Improvements “Everything: medicine, education, you know, just the conveniences of the life, transportation, entertainment, everything is dramatically better than it…
When Your Company Is Acquired: Four Immediate Priorities
More than 60 Boston-area companies have been acquired in the last 18 months, most of them privately held. When you sell your company, it’s not just a life-changing liquidity event, it’s validation of your business model and a hard-earned reward for your ideas and long hours. In the big deal, you’ll receive cash, stock and possibly incentives to continue working….
They Really Are The Smartest Guys In The Room
One of the tenets of Osbon Capital is to seek out and partner with industry-leading service providers for the benefit of our clients. Perhaps the best example of this is Windham Capital Management, our risk management and asset allocation provider. Its research and portfolio building tools are at the core of every client account. Windham held its biennial Research Summit on…
Make More or Spend Less?
There are two camps of thought when it comes to spending. The first is: Earn more than you spend. If you identify with the first, this article isn’t for you. The second is: Spend less than you make. Follow this second mantra and so many good things happen. But how? Here’s where to start and what to ignore when it…
What’s The Best 529 Plan?
If there’s a future college student in your household, you probably know that 529 is numeric for “tax-advantaged educational investment account.” But did you know that you can utilize the 529 of any of the 50 states? That’s a lot of choice, so which one is the best, meaning best for you? Morningstar has just released its annual survey, and our…
When Should I Anti-Tax My Portfolio?
Taxes are often the most ignored element of investing. But after all is said and done, it’s not what you earn, it’s what you get to keep, so taxes definitely matter. Whether you have a professional investment manager or you’re a do-it-yourselfer, you should be aware of a technique you can use to take control of your investment taxes. We call it anti-taxing; it’s also known…
Are ETFs Dangerous?
A noisy group of over-regulators and stock pickers are braying that ETFs are, among other things, dangerous, flawed, and ruining the markets. With the market turmoil on August 24th these critics have gained some press traction. But are they correct? Let’s check the facts… Horses blame cars Those faulting ETFs for stock market problems are generally from one of two groups…
