Client Portals

ARTICLES

Written by Max & John Osbon

Weekly Articles by Osbon Capital Management:

The Fiduciary Care Checklist

May 15, 2019 - Max Osbon ( 6 mins to read)

Last week’s Beyond Meat IPO was stellar as the Uber IPO was about to arrive. Then Uber flopped big time. And new tariffs with China sent markets straight down. Events like these can make you wonder what steps you need to take, if any, and which information is practical and useful. Fiduciaries think about this every day. Here’s a checklist for fiduciary care of a portfolio. Classify every item in a portfolio Classifying assets is more art than science. It’s…

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Ten Tips for College 2019

May 8, 2019 - John Osbon ( 11 mins to read)

Guest Post This week’s post is guest authored by Dana, an engineer and former US Army Officer, and a close friend of Osbon Capital Management. My spouse and I applied to college in pre-internet days. We now realize how much times have changed! With our oldest child a high school senior this year, and with two others on deck, we had to come up to speed on “College 2019.” Here are ten lessons learned about today’s college admissions process. 1.…

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How Much Financial Pressure Are You Putting On Yourself?

Apr 30, 2019 - John Osbon ( 5 mins to read)

Warren Buffet says, “Don’t risk what you already have for what you don’t need.” Like most sage remarks, this seems so obvious, but has big implications for how we live and make decisions. When we overreach financially, we open the possibility of going backward instead of forward and experiencing much more stress and uncertainty than necessary. Is this happening to you? What are the signs and what can you do about it? Signs of financial self-pressure Do you make a…

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Not All Bad News Is Created Equal

Apr 23, 2019 - John Osbon ( 4 mins to read)

This week is a major earnings week. If you follow business news it’s quite likely you are going to hear the term “earnings recession” this week. If you do, please immediately remind yourself that an earnings recession is not the same thing as an economic recession. There’s no reason to panic over this R word. Let’s take a closer look at the details for a better perspective. The other kind of recession An earnings recession is defined as two consecutive…

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The Devil’s Financial Dictionary

Apr 15, 2019 - John Osbon ( 7 mins to read)

Long time financial writer Jason Zweig published The Devil’s Financial Dictionary in 2015. The book is both factual and lighthearted. It’s easy to see our personal weaknesses in Zweig’s Dictionary. He says that the definitions are “mostly true.” He also uses a red dollar sign to flag things that may not be technically true, but still say something about the industry. I have been reading the Dictionary for several weeks and have picked out a few favorites for you to…

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Investing With Retirement in Mind

Apr 9, 2019 - John Osbon ( 6 mins to read)

A quick check of the top news stories over the weekend showed four prominent articles about retirement – how to retire, figuring out if you have enough, what to do if you are stuck, and so on. Apparently, retirement is on the minds of many investors, young and old. This news focus reminded me that retirement investing is a lifelong endeavor. It’s a good idea to invest early and as if you are going to retire soon, even if you…

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Avoid the Situations that Lead to Investment Mistakes

Apr 3, 2019 - Max Osbon ( 6 mins to read)

Why do people sometimes make bad decisions? Even smart, open-minded, thoughtful people can and do make poor choices. But why? This article is inspired by a conversation between two of my favorite thinkers, Shane Parish of Farnam Street and Adam Robinson, founder of the Princeton Review. Their research identifies situations where we are prone to mistakes and poor judgment — specific circumstances where we should just not make any important decisions. Here are the fundamental sources of mistakes, often inevitable,…

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5 Ways to Focus on Financial Quality of Life

Mar 26, 2019 - Max Osbon ( 4 mins to read)

It’s easy to reduce your financial world to numbers and dollar signs, but there’s much more to the story than that. Expanding your focus to your Financial Quality of Life lets you approach financial information and decisions with a better understanding of your true opportunities and what they mean for you and your family. Here are five ways to give qualitative elements of wealth the attention they deserve: 1. Maintain a focus on the long term Last week we wrote…

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4 Ways To Maintain A Focus On The Long Term

Mar 20, 2019 - John Osbon ( 5 mins to read)

As the first quarter nears an end the inevitable question arises, “How long can the strong Q1 returns go on?” Amid the uncertainty we see many investors holding cash with little interest in taking on risk. This cautious approach means safety in the short term, but perhaps at a big loss of opportunity for the long term. Here are four ways to maintain a long-term focus following the first quarter’s sharp and unexpected advance. Ignore the “I don’t want to…

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