Written by Max & John Osbon

Thankful Money Mindsets

November 21, 2017 - Max Osbon

Gratitude is such an empowering and satisfying emotion, it deserves more than one day on the calendar. And we have so much to be thankful for, both personally and professionally. This is especially true in the investment world. From the perspective of modern investors, here are three things that we can all be thankful for in the spirit of Thanksgiving.

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Get ready for 2018 IPOs

November 15, 2017 - John Osbon

The total US stock market size is shrinking due to buybacks and takeovers. (WSJ). Private companies are being acquired before the public can invest in them. What’s the response? IPO! Gaze at the most likely IPOs for 2018, some well known and others not. Should you invest in any of them? If you do, get ready for a wild ride.

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Oil and your portfolio

November 8, 2017 - John Osbon

Some of the world’s greatest fortunes have flowed from the ground, one barrel at a time. Oil powers cars, trucks, jet engines and generators. In many ways, it has powered the entire modern economy as we know it. But will that always be the case? Or is oil on a slippery slope down the industrial food chain?

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November 1, 2017 - Max Osbon

I get more questions about bitcoin and cryptocurrencies than any other finance topic. Everyone wants to know what to do with crypto. What’s your angle, how much is your allocation and which crypto is the most compelling? Here are some facts to help guide you:

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Afraid of New Market Highs?

October 24, 2017 - John Osbon

The stock market notched another new high this week. That’s a sentence we hear over and over. New high this week, new high this quarter, new high this year…the new high drumbeat seems to get louder and louder. Is it time to sell? Time to run? Time to invest more? What to do? Our advice: read this article before doing anything.

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Delay Your Pay

October 18, 2017 - John Osbon

Are you making more money this year than usual? Worried about the big chunk that will go to taxes? Fear not. You may have an option that lets you reduce your taxes, save money for the future, and compound your savings tax-free.  It’s called deferred compensation.  Most people who work for a company and anyone who has their own company can defer compensation and reap big benefits. Read on…

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Maximize Your Health and Wealth

October 11, 2017 - John Osbon

There aren’t many free lunches in healthcare, tax planning or investing. The Health Savings Account (HSA) comes pretty close. Designed to help you save and pay for medical expenses, HSAs are an example of a major investment and tax benefit hiding in plain sight. Less than 15 percent of those eligible use them. Do you?

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Prepare for New Tax Plan

October 4, 2017 - John Osbon

Between now and year-end — and perhaps well beyond — we can expect the popular news to be dominated by the tax reform debate. The last tax reform law to pass muster was in 1986, thanks to President Reagan and Speaker Gephardt.  Their reform was a true bipartisan effort. It seems we’ll need another two-party effort to reform our system this time around. How can you protect yourself now if you don’t even know if a bill will pass or what it will include? Read on…

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Only 1/3 of investors like their portfolio

September 25, 2017 - John Osbon

Research shows that only 1/3 of investors are currently comfortable with their investment portfolios. That’s a very low satisfaction rate, given how long and hard people work for their money. If you’re one of the many people not happy with their portfolio, we want you to know we are expanding our investor client base at Osbon Capital to include people who don’t yet meet our usual $5M threshold for investable assets.

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More Income From Your Portfolio

September 20, 2017 - John Osbon

Investments serve several core purposes. One of these is generating cash flow — income that can be reinvested or spent. Nice levels of income are available if you know where to look. As we rebalance to keep Osbon Capital portfolios risk constant, we are making allocation changes to increase cash flow. Here are some of the methods available to us.

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You Can Beat the Equifax Breach

September 13, 2017 - Max Osbon

Last Thursday’s announcement of the Equifax breach was a monumental moment for personal financial security. Nearly 44% of Americans had their social security numbers exposed by hackers. Here’s what you can do about it.

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What Makes Gold A Useful Investment?

September 5, 2017 - John Osbon

Gold is on the rise again. At $1340 per ounce, it’s up a sharp 23% from 2016 and a solid 11% since March of this year.  This has been one of many strong periods for the heavy metal over the years. Why?  Very simply, gold is a solution for many investment problems.

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What’s your TWA rating?

August 30, 2017 - John Osbon

TWA is back. No, not the airline. This TWA is about your capacity to manage your own investments.  Do you have the time, willingness and ability to be successful? Few do. There’s a way to find out.

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4 Ways To Ease Your Investment Fears

August 22, 2017 - John Osbon

Investors prone to worry can find plenty to be fearful about during this third week in August. Fear is a real emotion that demands attention and understanding. It does NOT require drastic investment action. Here are 4 ways you can live with your investment fears…

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What is the Penalty Economy?

August 16, 2017 - Max Osbon

The penalty economy’s objective is to guide people into paying more than they intend when they are confused, distracted or too busy to care. It’s not necessarily illegal or even unethical. Have you been spending money in the penalty economy?

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