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Written by Max & John Osbon

Weekly Articles by Osbon Capital Management:

If I’m Holding Cash, Where Should It Be?

Nov 14, 2018 - John Osbon ( 3 mins to read)

Intense market volatility over the last few months has been a good reminder that money needed in the next 3 to 24 months should not be in stocks. It should be in a safe, interest-generating investment. The first option that comes to mind is usually bank CDs with FDIC insurance. CDs, like many heavily marketed investment products, are often not the optimal choice. Here is what we are doing with cash today.

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When You Are Acquired: The 3 R’s

Nov 7, 2018 - John Osbon ( 4 mins to read)

More than 35 Boston area companies have been acquired so far this year. Almost all were privately held. When you are acquired, it’s not just a life-changing liquidity event, it’s validation of your business model and a hard-earned reward for your ideas and long hours. In the big deal, you’ll receive cash, stock and/or incentives to continue working. Then what? Based on my 30 years working with fortunate business sellers, here are three capital R’s to help you get the right…

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5 News Events to Wrap Up 2018

Oct 31, 2018 - John Osbon ( 5 mins to read)

The final nine weeks of the calendar year have already started. While we can’t predict prices over the short term we can pick out the news stories that will impact markets worldwide until year end and into 2019. Here are our top five picks, listed in order of importance.

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How We Approach Investing In Start Ups

and Other Special Situation Investments

Oct 24, 2018 - Max Osbon ( 8 mins to read)

Osbon Capital manages client investments like a college endowment would be managed: with capital preservation, growth and longevity as the primary goals. Nearly all of our investments are in highly liquid major publicly listed securities because they fit well with these client goals. However, from time to time unique direct investment opportunities can arise, and when they do, they can represent a good opportunity for a client to step outside of their traditional allocation. Here’s how we look at special…

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Win with Small Firms — 6 Big Ways  

Oct 16, 2018 - John Osbon ( 5 mins to read)

The story of small versus big is as enduring as the David and Goliath legend. Investors who are thinking about changing advisors or picking an advisor for the first time can choose from dozens of big firms and thousands of small firms. So, which is best for you...small or big? Several years ago, Malcolm Gladwell floated the idea that small firms have a real business advantage over larger competitors. We agreed then and feel even more strongly that way now. …

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Stay with International

Oct 10, 2018 - John Osbon ( 5 mins to read)

US-based investors holding international investments are sorely tested these days. Stock markets outside the US have not been generous in returns recently, certainly not as good as US stocks. Furthermore, the dollar is up 9% this year, wiping out what gains are available overseas. Headlines aren’t helping. Brexit talk, regime change and America First have contributed to the concern for international investors. Have we reached a point where the reasons to abandon international investments outweigh all possible benefits? Here are the…

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Less Gold. More Yield.

Oct 3, 2018 - John Osbon ( 5 mins to read)

Gold remains an important asset class in global investment markets. With 190,000 tons mined and a market price of $1200 an ounce, the market value of gold is over $7 trillion dollars. While gold is a meaningful asset class, it has become smaller compared to the rest of the market because its price has been going down since 2011. Is it time to give up on gold? We say no, and here’s why.

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6 Easy Steps for Investing With Your Kids

Sep 26, 2018 - Max Osbon ( 5 mins to read)

It’s never too early to start educating your children on investing. From their younger vantage point, kids have their own set of investment advantages. This week’s article lays out an easy hands-on process to get kids thinking about investing (versus spending) and help them prepare for the day when they manage their own finances. Here’s how you can start:

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Ten Years Post-Crisis, What Have We Learned?

Sep 19, 2018 - John Osbon ( 5 mins to read)

September 2018 is the month to mark – not celebrate – the ten-year anniversary of the financial crisis. The crisis started on three specific days. First, Fannie Mae and Freddie Mac were put into government conservatorship on September 6th. Next, Lehman Brothers filed for bankruptcy on September 15th. Finally, AIG was bailed out by the government on September 16. Just recalling these events can give you the chills. What have we learned since then?

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