Client Portals

ARTICLES

Written by Max & John Osbon

Weekly Articles by Osbon Capital Management:

Investing With Retirement in Mind

Apr 9, 2019 - John Osbon ( 6 mins to read)

A quick check of the top news stories over the weekend showed four prominent articles about retirement – how to retire, figuring out if you have enough, what to do if you are stuck, and so on. Apparently, retirement is on the minds of many investors, young and old. This news focus reminded me that retirement investing is a lifelong endeavor. It’s a good idea to invest early and as if you are going to retire soon, even if you…

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Avoid the Situations that Lead to Investment Mistakes

Apr 3, 2019 - Max Osbon ( 6 mins to read)

Why do people sometimes make bad decisions? Even smart, open-minded, thoughtful people can and do make poor choices. But why? This article is inspired by a conversation between two of my favorite thinkers, Shane Parish of Farnam Street and Adam Robinson, founder of the Princeton Review. Their research identifies situations where we are prone to mistakes and poor judgment — specific circumstances where we should just not make any important decisions. Here are the fundamental sources of mistakes, often inevitable,…

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5 Ways to Focus on Financial Quality of Life

Mar 26, 2019 - Max Osbon ( 4 mins to read)

It’s easy to reduce your financial world to numbers and dollar signs, but there’s much more to the story than that. Expanding your focus to your Financial Quality of Life lets you approach financial information and decisions with a better understanding of your true opportunities and what they mean for you and your family. Here are five ways to give qualitative elements of wealth the attention they deserve: 1. Maintain a focus on the long term Last week we wrote…

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4 Ways To Maintain A Focus On The Long Term

Mar 20, 2019 - John Osbon ( 5 mins to read)

As the first quarter nears an end the inevitable question arises, “How long can the strong Q1 returns go on?” Amid the uncertainty we see many investors holding cash with little interest in taking on risk. This cautious approach means safety in the short term, but perhaps at a big loss of opportunity for the long term. Here are four ways to maintain a long-term focus following the first quarter’s sharp and unexpected advance. Ignore the “I don’t want to…

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When Is Passive Too Passive?

Mar 12, 2019 - Max Osbon ( 7 mins to read)

Regular readers and clients know Osbon Capital Management as an early and continued champion of index investing. Five years ago the distinction between active management and passive indexing was fairly well defined. Passive meant holding a market cap weighted basket of stocks. Active investors practiced stock picking, and some market timing, hoping to avoid the losers and find the winners. Over time that distinction has become far more nuanced. We now see many variations and shades of passive… and clear…

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Invest Like A Conservative

Mar 6, 2019 - John Osbon ( 5 mins to read)

When a recent new client signed on with Osbon Capital, he described himself as "a conservative investor.” Because that phrase can mean different things to different people, it was important to discuss what that meant to this individual. What is the goal of conservative investing? What does it look like in practice? What would a conservative investor invest in now? And so on. The discussion inspired me to tackle the topic for this week’s article.

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Warren Buffett’s Insight Never Gets Old

Feb 27, 2019 - Max Osbon ( 5 mins to read)

On Saturday, Berkshire Hathaway released its annual shareholder letter. For investment professionals and BRK aficionados, it’s something to look forward to every year as must-read. The beauty of the letter, penned by Warren Buffett, is how well his comments about Berkshire, one of the world’s most valuable companies, apply to individual investors. Here’s what we learned this year from the 54th annual letter:

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A Look At Business Cycle Confidence

Feb 20, 2019 - John Osbon ( 5 mins to read)

The business cycle has gone onward and upward for ten years. That has meant positive returns for investors in equities, debt and real estate alike. The question of when it ends seems to be a perennial question. It's a question that we hear often from clients, prospects, friends and family. Headlines can be particularly unhelpful as their news model is often reliant on triggering emotional reactions for clicks. To us, it doesn’t look like the cycle ends anytime soon. Here…

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How To Know A Client

Feb 13, 2019 - Max Osbon ( 5 mins to read)

We often start new client conversations by asking a simple and direct question, “What does the ideal investment relationship look like to you?” No two answers have been the same. Whether the individual is most interested in sharing ideas, taxes, trusts and estate, investing or something else, a good advisor actively works to know and understand their client. Here’s what that looks like.

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