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John Osbon's posts

Weekly Articles by Osbon Capital Management:

A Very Happy Thanksgiving To You

Nov 25, 2020 - John Osbon ( 2 mins to read)

In this age of abundance and challenge, the communal practice of giving thanks is something to be grateful for in and of itself. Taking the time to give thanks is an opportunity for a perspective reset. It allows us to step beyond whatever challenge-du-jour we have faced and step into a place of empathy and connection. Words that come to mind this Thanksgiving are gratitude, richness, simplicity, friendship, family, and charity. This year is not without its trials and sorrow, but also o...


An Update On Vaccines 

Return to Normal in 2022

Nov 18, 2020 - John Osbon ( 5 mins to read)

The first case of COVID was Nov 17th 2019, exactly one year ago. Moderna announced a 94.5% effective vaccine this week. Pfizer’s vaccine is 95% effective and ready for emergency use approval by the FDA in one month. We can expect more effective vaccines from Regeneron, Johnson & Johnson, Sanofi and Roche which are nearing new stock price highs this week. Small and large companies are working to...


A Short Comment on the Bull Case

Looking Forward to Better

Oct 28, 2020 - John Osbon ( 5 mins to read)

We have been stuck in a range-bound territory for broader market indices since the beginning of September. The election is imminent and the virus activity in many parts of the world is returning. The lack of the stimulus plan and potential monopoly regulation adds to anxiety, understandably so. Despite all of this, we see a positive road ahead for investors who take the longer view. Here is why...


Investing in the Next Fiscal Stimulus

Winners and Losers

Oct 14, 2020 - John Osbon ( 7 mins to read)

We all know there is a great deal of uncertainty about the next election, who will win, who will have control and who the new players will be. By design, the US experiences a major reshuffling every four years in our political structure. Despite the unpredictable changes, one thing is clear: there will be more fiscal stimulus going forward. There is at least one and possibly more fiscal stimulu...


The Triumph Of Intangible Assets

Intangibles Play A Major Role In Today’s Economy

Sep 23, 2020 - John Osbon ( 6 mins to read)

Over the past 20 years, intangible assets have become the dominant factor in company valuations. Today approximately 85% of the valuation of the S&P 500 is defined by intangibles, while in 1975, that percentage was just 17%. Intangibles are notoriously difficult to value. Given their slippery nature and their power to generate returns, it’s worth paying attention to the qualities of intangibles...


Deferring Capital Gains With Qualified Opportunity Zones (QOZs)

The Challenges and Opportunities of QOZ Investing

Sep 9, 2020 - John Osbon ( 4 mins to read)

The U.S. Department of the Treasury Opportunity Zones, created by the Tax Cuts and Jobs Act in 2017, offers unique and creative tax opportunities for high net worth investors with capital gains. In exchange for investing in economically distressed areas, the IRS provides investors with substantial benefits that reduce, delay and avoid taxation. The right partner, the right location and the righ...


Securing Your Portfolio in a Complex World

Balancing Growth, Income and Uncertainty

Aug 26, 2020 - John Osbon ( 6 mins to read)

The traditional risk types of investors - conservative, moderate, or aggressive - were created by the investment industry for the investment industry. It was a way of merely categorizing investors so advisors could efficiently allocate money. These risk models were not created with the customer in mind and are often way off the mark in terms of actual risk. A better approach is to use liability...


Is Inflation Worry Justified?

Technology and Population Are Big Factors

Aug 12, 2020 - John Osbon ( 9 mins to read)

Investors today may be worried about inflation. There is little to no official CPI inflation now, and there has not been any for some time. Around the world, the story is similar because major central banks are coordinating with the Fed. Debt growth and money printing has been explosive this year, causing obvious concern. Let's look at the unstoppable trends that will likely keep inflation quie...


Four Months Until the Election

Balancing media, anxieties and patience

Jul 22, 2020 - John Osbon ( 6 mins to read)

We are now less than four months away from the Presidential election on Tuesday, November 3rd. Our nation's challenges with accelerated wealth inequality and climate change are larger than any single party's political agenda. Like the others, this one is likely to be decided quickly, which means we will know the results in the middle of the night.  In chaotic times, the regularity and predictab...