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John Osbon's posts

Weekly Articles by Osbon Capital Management:

The Budget, Key Dates, Recession

Aug 3, 2022 - John Osbon ( 6 mins to read)

Important Dates Ahead The Fed has said its actions will be data-dependent. We will all be watching closely when the next two (CPI) Consumer Price Index readings come out as well as the next (PCE) Personal Consumption Expenditure Index results. The PCE is a Fed favorite because they feel it is a more accurate representation of inflation. The next Fed rate decision will give us another point of ...


Revisiting Inflation

Inflation is an individual experience

May 19, 2021 - John Osbon ( 5 mins to read)

A typical suburban family is more sensitive to gas prices than a city resident. A contractor is more sensitive to lumber prices than a software programmer. What you consume changes your inflationary experience. If you are looking to buy a home or send kids to college you might complain about inflation more than a retiree whose house has been paid off for years, whose kids are a generation remov...


Charts That Tell The Story

10 economic charts that help see the full picture

Apr 28, 2021 - John Osbon ( 8 mins to read)

Employment rates, financial support by the US government, debt levels and savings rates are crucial markers of economic health. Sometimes it’s better to skip the front pages of Axios, WSJ, or Financial Times, and go directly to the source to let the numbers speak for themselves. Going directly to the primary sources is a great habit that can help filter out unwelcome bias. Here are ten charts t...


Growing Opportunities In Health Care Innovation

More data, better tools, faster systems, proactive care and falling costs

Mar 24, 2021 - John Osbon ( 5 mins to read)

The global pandemic greatly accelerated the adoption of virtual healthcare. Innovative technology in the healthcare sector offers an opportunity to reduce costs while reaching more people in need. Spending on healthcare goods and services is almost four trillion dollars annually, currently 18% of GDP. Let's take a look at the near-term trends and contributing factors. Exponential evolution ...


Lessons From Warren Buffett’s Annual Letter

Betting on the American system

Mar 3, 2021 - John Osbon ( 5 mins to read)

Warren Buffett published his annual Berkshire Hathaway letter this past weekend and as usual, it was full of insights on investment strategy, company culture and robust optimism about the future. Since his very first partnership 1956, his main focus has been on providing compounded returns over time above the S&P 500 for individual investors. What can we learn from Buffett’s insights? What D...


The Big Cash Glut

The dollar is searching for a standard

Feb 10, 2021 - John Osbon ( 6 mins to read)

The term “too big to fail” was coined following the collapse of Lehman Brothers bank in the heat of the 2008 financial crisis. The Fed chose this term to describe a company with so much complexity and interconnectedness that if they failed they would create an unacceptable amount of financial damage for the rest of the economy. This switch to too-big-to-fail policy ushered in the era of the QE ...


SPACs Must Be Evaluated Like Any Investment

Increasing access for individual investors

Jan 27, 2021 - John Osbon ( 5 mins to read)

There is a lot of talk about the stock market of 2000 and concerns of a bubble. Yet out of that dot com bubble came Amazon, Apple and many other invaluable innovative technology companies. Twenty years later that internet-crazed market is much more valuable than it was in 2000 and many more investment choices are available. In a similar way today there are surely bubble and overvaluation aspect...


Value Is Where You Find It

Focusing on quality above all else

Jan 13, 2021 - John Osbon ( 5 mins to read)

In elementary terms, value investing means investing when you feel the price is below what it should be. This value philosophy has created many successful billionaire investors like Seth Klarman, Warren Buffett and others. It’s an intuitive philosophy. One should always seek to invest at levels consistent with the value concept. The challenge today is many traditional metrics of value no longer...


Themes To Consider In 2021

Transitioning into the new year

Dec 23, 2020 - John Osbon ( < 1 mins to read)

As we close this calendar year and head into 2021, we have an opportunity to reflect on the major changes taking place. Change is a constant. However, the change experienced this year has accelerated due to COVID. We have included links to five of our most valuable investment articles of 2020 (below) to highlight trends we’ve identified and expect to continue for many years. We will send our first article of the new year on Thursday, January 7th at 6am. Happy Holidays! Major Themes a...