Client Login

Education Center

Weekly Articles by Osbon Capital Management:

When You Are Acquired: The 3 R’s

Nov 7, 2018 - John Osbon ( 4 mins to read)

More than 35 Boston area companies have been acquired so far this year. Almost all were privately held. When you are acquired, it’s not just a life-changing liquidity event, it’s validation of your business model and a hard-earned reward for your ideas and long hours. In the big deal, you’ll receive cash, stock and/or incentives to continue working. Then what? Based on my 30 years working with fortunate business sellers, here are three capital R’s to help you get the right…

READ MORE ›

6 Easy Steps for Investing With Your Kids

Sep 26, 2018 - Max Osbon ( 5 mins to read)

It’s never too early to start educating your children on investing. From their younger vantage point, kids have their own set of investment advantages. This week’s article lays out an easy hands-on process to get kids thinking about investing (versus spending) and help them prepare for the day when they manage their own finances. Here’s how you can start:

READ MORE ›

Determining your liquid assets

6 factors that influence how much cash to hold

Aug 29, 2018 - Max Osbon ( 6 mins to read)

Between boomers wrapping up careers and entrepreneurs thinking about new ones, many are considering retiring from current roles to follow other pursuits, passions and opportunities. For these folks, a critical question is how much cash to hold. Cash reserves provide a sense of security, a buffer against a challenging investment climate and dry powder for interesting one-off opportunities. How much is enough? Is there such a thing as too much? The answer is often a dynamic moving target. Here are…

READ MORE ›

The Case For India

Aug 22, 2018 - John Osbon ( 5 mins to read)

India has been getting favorable headlines this year because its prime minister is considered progressive and because its stock market is doing well. The Indian Sensex is up 430% since 2008. India is not exactly a favorite market yet but it has been doing better than many markets in the world. Is it time to invest? Time to hold on for the long term? Let’s look at some basic investment facts about India.

READ MORE ›

The Incredible Shrinking Market

…and what it means for you

Aug 15, 2018 - Max Osbon ( 5 mins to read)

The New York Times published a feature article last week on our shrinking US stock market. It’s true that the number of publicly listed US securities has dropped from over 7,000 in 1996 to fewer than 3,800 today. That sounds like an economy that’s becoming less diverse, less innovative and less competitive. Is that really the case? Are these numbers a warning sign for investors? Let’s sort it out with some added context:

READ MORE ›

Four Books for Your Summer Reading List

A mix of topics useful for any aspiring or professional investor

Aug 1, 2018 - Max Osbon ( 5 mins to read)

I chose these books to address four themes that I think are valuable for successful investors. The first will help boost your optimism by viewing our progress as a society through a broader lens and a fresh perspective. The second will inspire you to be more effective when getting together with people to share ideas, investment or otherwise. The third, one of Warren Buffett's all-time favorite investment books, will help you focus on the most effective attributes of a successful…

READ MORE ›

6 Features I’d Add To The Financial Industry

Algorithms To Live By

Jul 11, 2018 - Max Osbon ( 5 mins to read)

In 2013 Google’s New York office ran an experiment that replaced the normal glass M&M containers with opaque containers labeled “M&Ms." Within seven weeks the 2,000 person office’s consumption of M&M’s had dropped by over 3.1 million calories. Without changing our willpower or discipline, we can control our healthy habits with simple changes to our environment. We should be able to do the same with our financial health by making small tweaks to our financial environment. Here are six M&M/Google…

READ MORE ›

Four Points To Consider When Holding Debt

Debt can be like fertilizer, or gasoline

Jun 27, 2018 - Max Osbon ( 4 mins to read)

Owing money makes many people queasy, even if their assets far exceed their debts. Holding zero debt eliminates that unease and fosters a sense of robust financial safety. There’s nothing wrong with that approach if it helps you sleep at night. However, businesses use debt as leverage to increase their enterprise value faster than they could or would otherwise. Investors can use debt in the same way. Here are four points to consider when considering when and how to use…

READ MORE ›

Investing Is Much More Than Numbers And Graphs

Participating In The “Search Inside Yourself” Weekend Program Designed Google Employee Number 107

May 9, 2018 - John Osbon ( 5 mins to read)

I’ve always felt an advisor must do much more than open accounts, analyze investments, trade securities and send quarterly reports. I’ve continually looked for deeper, better ways to relate to and communicate with clients – ways that help both parties understand and maximize the benefits of investing. That’s what led me to a fantastic leadership retreat this past weekend created by ex-Google employee #107 called Search Inside Yourself (SIY).

READ MORE ›