Weekly Articles by Osbon Capital Management:
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How To Prepare For The Crash
Wait a minute. What crash?! No need for panic. I am absolutely NOT saying a crash is right around the corner. But big, scary declines are standard market events that happen, on average, about once a decade. This week is almost exactly the eighth anniversary of the end of the stock market crash of 2008-09. It’s just common sense to ask yourself from time to time how well prepared you are for the next one. Let’s take that opportunity right now and look at the bright side for some benefits.
The Week Ahead
Now that the presidential election is in the rearview mirror, it’s time to look forward and think ahead. What decisions, if any, should you consider in days and weeks that follow? By nature, personal and investment decisions are closely connected, so markets can provide some useful guidance. It’s OK to do a little personal projection. Let’s take a closer look at the post-election guideposts for investment decisions.
Election Proof Your Portfolio: 4 Steps
No matter who wins and who loses, on November 9th, tens of millions of voting Americans will wake up disappointed with the Presidential election result. And markets will react worldwide. In this most unpredictable election cycle, can you protect and insulate your portfolio without knowing the result ahead of time? You can, by taking these four steps.
The Kids and Your Money, Revisited
We first wrote about kids and money in May 2014. Here’s an updated version, circa 2016, sparked by real client conversations. What are parents talking about now? Education – price and value – seem to be top of mind, along with some other topics that may be just what you are thinking about.
Would You Buy Your Own Home Now?
It was an interesting question from a client: would you buy the home you live in right now? And could you? Many people cannot afford today to buy the home they currently live in. That’s true mainly for older people who bought their homes 10, 20, 30 years ago, but it’s also true for younger owners in some areas. Prices are way up in many markets and even those whose incomes have risen a lot might not want to buy that $2m home they paid $400k for back in the day. Is your house a good deal?
Are My Investments Socially Responsible?
We get this question often, and welcome the discussion. Are my investments contributing to global warming, questionable GMO food practices or gun manufacturing? Will my portfolio help or hurt the next generation? What will I say to my kids/grandkids/friends when they ask me if I invest responsibly? Fortunately, there is a way to know how you are doing, and the responsible choices you have.
6 Ways To Know If Your Investments Are Right For You
How do you know your investments are right for you? It’s a fair question to ask, and one your investment advisor can and should answer. Here’s a six-point checklist to evaluate what you own.
Why I Started Osbon Capital
A client asked me to describe the “aha moment” I had as an investor. It’s a two part answer. First there was the ‘aha’ that even with all the smartest people and best resources on Wall Street, we kept coming up short for our individual clients. Then there was the second enlightening ‘aha’ moment that I had to start Osbon Capital to do better for those individuals, because Wall Street never would.
Active Management Can’t Catch A Break
“Passive funds grow 230% to $6tn”. Attracta Mooney wrote that headline in the usual spare Financial Times fashion. This is just one more data point in the dramatic flow of assets from actively managed portfolios to index, aka passive, investment strategies. This seems to be happening even more quickly than the industry expected. Why? And what’s it mean for you?
