Max Osbon's Posts

Weekly Articles by Osbon Capital Management:

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Would you play poker for $1 million?

“Timing the market is basically playing poker with the best players in the world who play around the clock with nearly unlimited resources,” says Ray Dalio. He should know. He’s the billionaire founder of the largest hedge fund company in the world, the $160 billion Bridgewater Associates. If you’re trading your own investment account, you may be the weak hand in…

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Top 5 Cognitive Biases Of Investing To Watch Out For

Last week, State Street’s Center for Applied Research released a fascinating thought piece on the common human traits that lead investors to sabotage their success. Falling prey to one or more of these naturally occurring cognitive biases can drastically change your investment outcome. Fortunately, simple awareness can be enough to help save us from ourselves.

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Can you pass State Street’s ‘Success Sabotage’ test?

Our own State Street right here in town is calling out investors and professionals in its just-released Folklore of Finance thought piece. Are you or your advisors guilty of sabotaging your own investment success? See if you are prey to these false folklores.

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Lose The Gloom with TEDxBoston

Whenever you see a quick market drop or a flood of bad news, like we did this week, it’s a good time to look around for the great things that are happening right now. The good news is, there ARE plenty of great things to be excited about. TED Talks are a prime example. Last week the TEDxBoston group gathered in Faneuil Hall’s “Great…

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Will The River Run Dry?

There are many ways to gauge financial well-being, but there’s one measure that is universally relevant, regardless of age or income: will my money last longer than I do? Or stated in more drastic fashion: will I run out of money? Will the River Run Dry? The Osbon Labs retirement calculator is a great tool to answer that question. We like…

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Boston goes to the Wall Street Decathlon

Once per year 150 amateur and former professional athletes from Wall Street ditch their suits and gather to raise money for Memorial Sloan Kettering Pediatric Cancer Center by competing for the title of Wall Street’s Best Athlete. The event, the RBC Wall Street Decathlon, is comprised of 10 events designed as an all around test of speed, strength, and stamina….

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Investors gain in any fee battle

Blackrock’s iShares unit announced this week a new lineup of low-fee European ETFs. With the average expense ratio among these new ETFs at 17 basis points (.17 percent), it’s ETF investors who stand to gain the most. Compare that to separately managed account and mutual fund expense ratios that average around 100bps. Not even close.  Fund expense ratios are by…

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The Really Big Picture

Headlines are scary. Markets shoot up on Monday then tumble on Tuesday. Weekly economic reports are all over the map. Pundits tell us the sky is falling, or is sure to fall sometime soon. Awash in a daily tsunami of confusing, confounding and contradictory news and sentiment, it can be hard for investors to keep their bearings. That’s when I…

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The Simple Power of a Favor

From time to time, we write about things that have nothing to do with investing… The Simple Power of a Favor Favors are magic. They solve problems and open doors. They demonstrate loyalty and concern. They strengthen relationships. Simple favors can mean so much for the receiver, but they can also pay huge dividends for the sender. Last week a…

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