Weekly Articles by Osbon Capital Management:
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Sentimental Stocks and What To Do With Them
You probably know someone in this situation, or maybe you’re in it yourself: holding a large position in a single stock. You might have earned it over a long career at the company, or inherited it from a spouse, or received it as a loving gift. Through appreciation and steady, increasing dividend reinvestment, the position has grown quite large. But has it grown too big? Has this legacy stock become a potential problem, representing needless and dangerous risk? Here are some thoughts:
What You Get When You Are A Client
Perhaps you already have a robust and healthy investment advisory relationship. Perhaps you don’t and wonder how you could get one. In any case, it’s a good idea to reflect on and review what exactly you are getting from your advisor. Here are examples of what you should expect.
My 8 Step Financial Routine
We all want to be responsible and efficient when it comes to finances. But how? Where should you start and what should be done? Instead of starting from scratch, I recommend you follow an easy routine. Take the 8 small steps below each month. They won’t take you more than 10-30 minutes and will pay dividends well into the future.
Am I Risk Tolerant?
We see advisors and investment firms do it all the time. They ask you what your risk tolerance is, possibly on a scale of 1-5 or with words like conservative and aggressive. It’s tempting to condense the investment process down to a series of targeted multiple-choice questions. But does that really work? Let’s take a deeper look.
Six Reasons To Call Your Advisor
When should you call your wealth advisor? Whenever you want. Your advisor should always be available and ready to answer questions, pose new forward-looking ideas, or simply discuss what’s on your mind. Here are six situations where you should definitely pick up the phone.
Two Things For Your Emergency Plan
This isn’t a fun topic but it’s one of those essential responsibility conversations. Emergency and contingency planning, aka estate planning, is something that most people prefer to put off. Procrastination can leave you and your family in a tough spot if an emergency strikes. It’s actually not a difficult process for most people, but the more money you have, the more complex it gets. Here is a simplified look for you:
A Family Advisory Firm Like No Other
It is very difficult and rare to be unique in the investment business. Copycats swarm most models and ideas, hoping for success. Nonetheless, Max and I met a unique firm at the Vanguard Conference The Future of Advice last month. We thinkRayLign is on to something valuable and want to spread the good word. What is RayLign doing that is different and better?
The Future of Advice
Vanguard was in town last week for a confab at the Langham Hotel. The discussion covered many topics but by far the most compelling subject was The Future of Advice. What did Vanguard say?
