With so much financial news readily available and so many enticing or obvious investment choices it’s tempting to just “do it yourself.” As a DIY investor you can make investments with a few mouse clicks for just a few dollars per trade. It’s an appealingly simple idea, but I wouldn’t recommend it. Take a look at our day and see why.
The Big Five
Markets don’t sleep. Prices, politics and economics are in constant motion. With two of us we can tag-team appropriately and monitor much of it, with special emphasis on what we call the “five most important prices in the world”(article on that coming soon). If you don’t know those five prices cold and what they mean, it’s like playing ball with a blindfold on. We don’t predict what those prices will be but the awareness allows us to see when and how markets are changing, and when they get out of line.
We get surprised like anyone – the plunge in oil prices and the Swiss franc cap removal are among the latest – but surprises have little effect in a portfolio when countered with a solid offense: diversification from top to bottom, from security selection to asset class, style, factor, currency, cash flow, geography, capitalization and tax effect. If the last sentence doesn’t mean much to you then maybe portfolio management is not your slice of cake.
If you do decide to immerse yourself in the markets, how do you know what to pay attention to? What sources can you trust? Is it true? Is curated content better? Is it fact-based, or opinion? Official, for-profit, or independent? How much is already in the price? If you would like to compare sources please call me. I’d be happy to talk about ours and would love to hear yours. If you make your own investment decisions be prepared to spend a LOT of time finding, absorbing and verifying information. I enjoy it. Do you? Are you willing to bet all your money on it?
Keep your life
We’ve built Osbon Capital to manage money for people so they don’t have to do it themselves. Working with us frees you to enjoy the rest of life – family, fun, friends, and whatever else is on your list. Our clients tell us what money means to them, how they imagine an ideal advisor relationship, and what they want their money to do. That’s when we get to work.
Dealing with the complex interplay of markets is our passion. It’s also our full-time job. Do you have time for another full-time job? If not, let’s talk.
John Osbon – firstname.lastname@example.org
This communication may include forward-looking statements. All statements other than statements of historical fact are forward-looking statements (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should,” and “expect”). Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward-looking statements.”
“Historical performance is not indicative of future results. The investment return will fluctuate with market conditions.
Past performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.
Investment strategies, philosophies, allocations and holdings are subject to change without prior notice.
This communication is intended to provide general information only and should not be construed as an offer of specifically tailored individualized advice.
While the Adviser believes the outside data sources cited to be credible, it has not independently verified the correctness of any of their inputs or calculations and, therefore, does not warranty the accuracy of any third-party sources or information.
Adviser does not endorse the statements, services or performance of any third-party vendor.
Unless stated otherwise, any mention of specific securities or investments is for hypothetical and illustrative purposes only. Adviser’s clients may or may not hold the securities discussed in their portfolios. Adviser makes no representations that any of the securities discussed have been or will be profitable.
Any IPO alerts are purely informational and should not be construed as recommendations to invest.
Adviser is not licensed to provide and does not provide legal, tax or accounting advice to clients. Advice of qualified counsel or accountant should be sought to address any specific situation requiring assistance from such licensed individuals.
Any case studies or hypothetical client profiles are for demonstration purposes only. They illustrate the breadth and depth of the many clients we represent at various life stages. Any similarities to actual Adviser’s clients past or present are strictly coincidental. Individual advice and results will vary based on each client’s circumstances, objectives and prevailing economic conditions.