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Weekly Articles by Osbon Capital Management


Election Uncertainty: What’s It Mean For Me?

On Tuesday, November 8th we’ll finally know who the 45th President of the United States will be. What a campaign rollercoaster it's been. It’s been so contentious and unpredictable, many investors are wondering what it means for their financial futures. Here are some things to consider as the last 40 days of the campaign unfold.

The New Money Market Rule, and Me

Every investor owns money markets, but are they the right ones? They’re not all the same, and with a new SEC Rule going into effect on October 14th, choosing the wrong one could put your money at risk. What’s the rule and what’s it mean for you? Be prepared, not surprised. Here’s how:

My 8 Step Financial Routine

We all want to be responsible and efficient when it comes to finances. But how? Where should you start and what should be done? Instead of starting from scratch, I recommend you follow an easy routine. Take the 8 small steps below each month. They won’t take you more than 10-30 minutes and will pay dividends well into the future.

The Kids and Your Money, Revisited

We first wrote about kids and money in May 2014. Here’s an updated version, circa 2016, sparked by real client conversations. What are parents talking about now? Education – price and value - seem to be top of mind, along with some other topics that may be just what you are thinking about.

Would You Buy Your Own Home Now?

It was an interesting question from a client: would you buy the home you live in right now? And could you? Many people cannot afford today to buy the home they currently live in. That’s true mainly for older people who bought their homes 10, 20, 30 years ago, but it’s also true for younger owners in some areas. Prices are way up in many markets and even those whose incomes have risen a lot might not want to buy that $2m home they paid $400k for back in the day. Is your house a good deal?

Am I Risk Tolerant?

We see advisors and investment firms do it all the time. They ask you what your risk tolerance is, possibly on a scale of 1-5 or with words like conservative and aggressive. It's tempting to condense the investment process down to a series of targeted multiple-choice questions. But does that really work? Let’s take a deeper look.

Six Reasons To Call Your Advisor

When should you call your wealth advisor? Whenever you want. Your advisor should always be available and ready to answer questions, pose new forward-looking ideas, or simply discuss what’s on your mind. Here are six situations where you should definitely pick up the phone.

Finding Others Who Really Care About My Money

Lots of people are interested in your money. The bank likes your deposit. The waiter appreciates your tip. The carpenter values your payment. But who really cares about your money, besides you and your family? When you get to that point of engaging professionals with your money, what should you look for and how can you tell how much they care?

Are My Investments Socially Responsible?

We get this question often, and welcome the discussion. Are my investments contributing to global warming, questionable GMO food practices or gun manufacturing? Will my portfolio help or hurt the next generation? What will I say to my kids/grandkids/friends when they ask me if I invest responsibly? Fortunately, there is a way to know how you are doing, and the responsible choices you have.

How The Local Inaugural Decathlon Makes Boston Better For You

This past Saturday 72 local men and women endured 90+ degree scorching heat to compete in the first ever Boston D10 Decathlon. After eight years of hosting the marquee event in New York City, founder Dave Maloney chose Boston for his next move. He couldn't have picked a better city. Here's why:
Man writing Due Diligence on a virtual interface conceptual of conducting a thorough investigation and verification prior to undertaking a deal or contract.

6 Ways To Know If Your Investments Are Right For You

How do you know your investments are right for you? It’s a fair question to ask, and one your investment advisor can and should answer. Here’s a six-point checklist to evaluate what you own.

6 Types of Financial Tidiness

I’ve recently been caught up in the KonMari tidiness phenomenon. Marie Kondo has sold millions of copies of her book, “The Life-Changing Magic of Tidying Up”, and was named on the Time 100 Most Influential People this year. Here’s how you can use her ideas for your money’s tidiness.