Client Portals

A Plan For The Future

A Plan For The Future

INVESTMENT MANAGEMENT

We are dedicated to the continuous improvement of how we serve our clients. Our relationships with the leading minds in the
entrepreneurial and investment management communities allow us to gain critical exposure to a broad range of ideas.

We pair our experience with a commonsense approach to ensure that investments and allocations are risk-adjusted for our
clients. Our strategies are founded on rational, thoughtful, and analytical decisions based on the information we have on hand.

 

This constant flow of ideas accrues directly for your benefit

 

ASSET ALLOCATION

Asset allocation is designed with consideration of: growth needs, risk constraints, liquidity needs, preparation for times of prolonged adversity, and growth of surplus capital to meet broader life objectives. We balance allocations across direct equity ownership, fund-based ownership, index or active funds, ETF or mutual funds, fixed income securities, global equities, real estate assets, private investments and derivatives exposure. We determine the suitable allocation targets by comparing your family’s current and future resources with current and future liabilities. We change allocations under two circumstances: when markets change and when personal circumstances change.

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THEMATIC PORTFOLIOS

Thematic investing enables you to invest in long-term trends or themes that will shape our world and the investment universe over the next decade. The pace of change is accelerating with technological advances, innovative business models, and changing consumer preferences. We are experiencing a historic level of growth in digitization from online customer service to remote working to supply-chain reinvention, telehealth services, e-learning, the use of artificial intelligence (AI) and machine learning to improve operations. We focus our research capabilities to identify disruptors and adapters worldwide, from cloud computing to semiconductors that form the basis of this digital transformation.

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TAX EFFICIENCY

It’s not what you make, it’s what you keep. Tax-efficient investing is a major opportunity for wealthy families and it plays a big role in asset allocation. From a long-term growth and tax efficiency perspective, we make sure your investments are optimal for each family member and investment entity. This may mean grouping investments in different accounts to take advantage of tax deferral. Or it may mean converting IRAs to Roth IRAs to escape taxation once and for all. Many of our clients leverage SEP IRAs or customized pension funds. We facilitate tax proactive Qualified Opportunity Zone investments. We coordinate closely with your accountants (or refer new accountants when needed) to make sure there are no tax surprises, and no tax opportunities overlooked. If necessary we will schedule regular calls to both you and your accountant to make sure everything is done to satisfaction.

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If you would like to learn more or speak with a member of our team about working with us, please email us at clients@osboncapital.com or call our office at (617) 217-2772.

PEACE OF MIND

Osbon Capital relieves money stress by managing both the complex and routine aspects of investing, leaving you more time for what matters most to you.

PLAN FOR ADVENTURE

Our comprehensive values-based investment planning process ensures every aspect of your financial plan is considered. Even your adventures.

SECURITY FOR YOUR CHILDREN

Our process makes sure your children have the financial literacy to appreciate the family wealth and use it wisely.

Let's Talk

Research matters. Who’s doing yours?

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Are your emotions prepared for a big drop in the stock market?

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What’s a reasonable budget for luxury and vacation home(s)?

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Is there a better way to fund education and college?

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Are you holding on to favorite investments for emotional rather than financial reasons?

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Investment Management Articles

Balancing media, anxieties and patience

Jul 22, 2020 - John Osbon ( 6 mins to read)

We are now less than four months away from the Presidential election on Tuesday, November 3rd. Our nation's challenges with accelerated wealth inequality and climate change are larger than any single party's political agenda. Like the others, this one is likely to be decided quickly, which means we will know the results in the middle of the night.  In chaotic times, the regularity and predictab...

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Where Do We Stand

Jul 15, 2020 - John Osbon ( 6 mins to read)

Earnings season began this week on Tuesday and will continue through August 9th. The peak day is Thursday, July 30th with 286 companies reporting. The next earnings season won't be until mid-October. Due to COVID, this quarter stands out as the most opaque, non-indicative earnings season ever. Risk on, risk off is no longer an adequate description for guiding investors during a pandemic. Here a...

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Jul 7, 2020 - Max Osbon ( 5 mins to read)

Yuval Noah Harari is well known for his 2011 book, “Sapiens”. It’s a must read for everyone, regardless of their career or backgrounds, as it gives a thoughtful and thoroughly researched background on our civilization’s progress to date. His latest book, “21 Lessons for the 21st Century (2018)”, offers insights on how the information age is shaping our society. Unsurprisingly, the theme of “big...

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